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Do you know what the Social Security full-benefit age is for most of us these days? Do you know how to be financially able to retire at any age? Do you know how to accumulate retirement funds even if you do not qualify for an IRA or if you have contributed the maximum amount to an IRA or 401(k)? Do you know how you can protect retirement accounts that you leave to beneficiaries from being taxed up to 65%? If you are a beneficiary of an IRA, do you know the rules for taking required distributions and for deferring the income taxes as long as possible? Living & Learning answers these questions and more. Whether you are just beginning to plan for your retirement or your children's education, or are allready retired, Living & Learning provides insights and information that you can put into practice now - to secure your goals for retirement or your children's education. --- exceprt from book's dustjacket