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Product Description A New Edition of This Book Was Published on January 2, 2020. The book on this page is the old edition. Learn how retirement really works before it's too late… "This book is the best I've seen on how to navigate the retirement savings question." (Forbes) Most so-called "experts" plug your numbers into a retirement formula to tell you how much money you need to retire. Unfortunately, the conventional approach is fundamentally flawed. If you fail to learn how retirement savings truly works, then you'll either underspend and be miserable or overspend and run out of money. How Much Money Do I Need to Retire takes you beyond the scientific facade of modern retirement planning. Author and former hedge fund manager Todd R. Tresidder has helped thousands of people find financial freedom through his website and podcast. Now you too can use his advice to take the guesswork out of your retirement planning. In this book, you'll learn: Why the best way to describe most retirement estimates is garbage-in/garbage-out The five critical assumptions that can destroy your financial security How to reduce the amount you need to retire by as much as $600,000 Three strategies to maximize spending today while protecting for the future How to calculate the amount of money you really need to retire on the first try without software, online calculators, or being a math genius Read this book to know more about your retirement planning than your financial adviser. Tresidder's book contains refreshingly straightforward, easy-to-understand, and concise advice on how to retire wealthy. This missing link of personal finance books will make you sleep easier. No retirement is secure without it. Buy the book today so you can retire with confidence! Review "I agree wholeheartedly with his various conclusions here." - Wade Pfau, Ph.D, CFA Professor of Retirement, American College "I retired at 45 by doing essentially what this author describes."- Amazon Reader Review "The one-stop playbook for this age-old question."- Travis Banfield, Amazon Reader Review "I'm an MBA in Finance from a top school and worked 20+ years in the banking industry. This book is the most useful and provocative piece of writing on the topic of retirement planning that I have ever read."- Amazon Reader Review "I just wished I had read it 15 years ago."- Amazon Reader Review From the Author When I faced the same question you're facing right now - Do I have enough money to retire? - I thought the answer would be obvious. After all, the retirement calculators appear accurate and the retirement planning profession has been at this game for many decades. Unfortunately, I quickly realized the conventional wisdom had serious shortcomings. My background in developing statistical market timing systems for the hedge fund industry gave me unusual insights into what makes a stable, sustainable model versus designs that carry excessive risk of failure. I originally developed the concepts that ultimately became this book for my own use. But as a financial coach, I realized all my clients needed what was in here. I wrote the first draft of this book as a private distribution document to help my clients. But people began passing it around, others began asking to buy it. The version you see today was completely rewritten and brought up to date with all the latest research before being published here on Amazon. The principles worked for me 20 years ago, they've worked for my clients ever since, and I hope they help you retire with financial security and peace of mind. About the Author Todd R. Tresidder’s financial writing has been featured in the Wall Street Journal, Smart Money Magazine, Investor’s Business Daily, Yahoo Finance, Bankrate.com, and more. He is a former hedge fund manager who “retired” at age 35 to become a financial consumer advocate and money coach. In his spare time he’s an outdoor recreational enthusiast with varied interests fr