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Take control over your money and live a more fulfilling life We know the situations in which our money "runs out" before the end of the month. If this happens quite often in your case too, it is time to make a realistic budget to stick to. Realistic planning will help you to handle the difficult and emergency situations more easily and to carry out your future plans. Start by identifying your financial goals. The more specific your goals, the higher the likelihood of achieving them. Prioritize your expenses and eliminate the unnecessary ones Start by identifying correctly your needs and desires, avoid compulsive shopping or any other kind of tendency to accumulate unnecessary objects. Buy only the things you really need! Kindness costs nothing... The set is meant to make you realize that it is important to have an organized, balanced budget, to pay on time your debts and bills, but also to remember you that the most valuable things in life are not the material ones. The package contains 1 Budget Journal and 1 Pouch. Between the pages of our Budget Journal, you will find 1 page for Financial Goals, 1 page for Financial Plans, 2 pages for Calendar, 1 page for Bill Tracker, 12 pages dedicated to every month ( 1 for Monthly Goal, 1 for Saving Tracker, 2 for Debt Tracker, 2 for Expense Tracker, 2 for Check Register, 2 for Monthly Budget, 1 for Budget Review), 2 pages for Christmas Budget, 2 pages for Yearly Overview, 2 pages for Contacts and 2 pages for Notes. Buy now and try the benefits!