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This book is a concise yet in-depth study guide for those studying for the Professional Risk Manager (PRM) Exam IV. The materials are arranged and presented in a clear fashion to make the reading easy and enjoyable. The content of each chapter is presented in a concise, straightforward manner to facilitate retention and quick recall. Each chapter ends with a set of practice questions to reinforce some of the salient points discussed. Those preparing for the PRM Exam IV will find this study guide an excellent resource.