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Get ready for the future with the new IOGEAR USB smart card access reader. Smart card readers are used as a communications medium between the smart card and a host (E.G. A computer, a point-of-sale terminal). a smart card is a small portable credit-card shaped pocket-sized card with embedded integrated circuits or ic chips which can process data. The combination of the small size and IC make them a valuable tool for security, data storage, and other special applications. The use of smart Cards can improve user security by combining something a user has (the smart card) with something only the user should know (a pin), This provides two factor security that is more secure than passwords alone.