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A handy pocket guide with six major tables: (1) Future value of $1, (2) Future value of $1 per period, (3) Sinking fund factors, (4) Present value of $1, (5) Present value of $1 per period, (6) Partial Payment to amortize $1. Tables cover all interest rates from 5% to 20% and include monthly, quarterly, semi-annual, and annual compounding. Each section has a complete description of how those values can be used, the purpose they serve, and examples. Yes, a financial calculator will produce these figures, but it is MUCH easier having them in easy-to-use tables with comprehensive explanations of how to use them.