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When financial planner Joshua T. Waite climbed Mount Rainier with his brother and his sister, he learned something shocking: Most climbing accidents, and certainly most fatalities, do not happen on the way up the mountain. They happen on the way down, when hikers and physically are mentally exhausted. The same is true of financial planning. We focus most of our time thinking about how to get to the top of the mountain—how to get to retirement. But the truth is, planning is often more challenging on the way down than on the way up because we assume we have “made it,” when, in a lot of ways, the journey has just begun. The way up the mountain is straightforward: save enough money. The strategy, while not easy to execute, is not all that complicated. It is hard to screw things up if you save enough. Getting down the mountain, or transitioning into the distribution phase of planning, is where most of the mistakes happen. The false expectation that retirement is an easy downhill trip can blind people to their need for a guide and a map for this critical stage of their journey. Up and Down the Mountain: Financial Planning for Fortune 500 Executives will help you plan ahead and avoid the pitfalls and slippery slopes during the retirement years.