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Product Description Paying for college shouldn't be harder than going to college! PAY LESS FOR COLLEGE: The Must-Have Guide to Affording Your Degree, 2022 Edition gives you the power to: Navigate financial aid with confidence Take control of college costs Get more free money (grants and scholarships) Save tens of thousands of dollars This 2022 Edition is fully updated for the 2022-23 school year and includes a new chapter that prepares you for the big changes coming to the FAFSA and college financial aid in the 2023-24 and 2024-25 school years. Authors Elizabeth Walter and Debra Thro were concerned about the abundance of confusing, conflicting, and misleading college financial aid information that exists, how stressful college financial planning can be, and how so many families are blindsided by the amount of money they must come up with when college financial aid letters arrive. There had to be a better way. After extensive research, Walter and Thro sifted out the most meaningful, relevant, and often overlooked college financial aid information that is invaluable to college-bound families. This eye-opening, no non-sense book is packed with user-friendly guidance and reveals a host of strategies that you can use to save real money on overall college costs. Review "Families of college-bound students looking for a clear, comprehensive coverage of all the options and considerations should consider Pay Less For College a 'must have' acquisition. Its outline of various processes and approaches to financial management is clear, versatile, and mines the best of college financial concerns and programs to present strategic insights that parents and students will find essential to the task." -- D. Donovan, Senior Reviewer, Midwest Book Review "As anyone who has waded through financial aid information knows, it can be complex and confusing. In Pay Less for College, authors Elizabeth Walter and Debra Thro break difficult-to-understand information down and make it easy to digest. I wish this book had been available when I started applying to colleges! It literally would have saved me thousands of dollars. If students and their families read this book and follow its guidance, they could save thousands of dollars on college costs. I highly recommend this book." --Joe Wisinski for Readers' Favorite ★★★★★ "The info in this book is really strong, and the layout design is appealing, accessible, and well-organized. LOVE the chapter on 'The Family Conversation about Money'-- really insightful and helpful!!" --Susan Richman, Pennsylvania Homeschoolers Accreditation Agency "Great book! A great guide for anyone going into college. I like that it is full of information without being too intense and intimidating. This is something I would have appreciated back when I was going to school." --Charles Michael Farley, Teen Services Manager, Guthrie Memorial Library From the Inside Flap The information and insights presented in the 2022 Edition of PAY LESS FOR COLLEGE will give you true financial aid know-how and the power to save thousands of dollars in college costs. Chapters 1 and 2 break down everything you need to know about college costs, Net Price, EFC, types of financial aid, and how to access aid. Chapter 3 opens your eyes to the hard truth of how colleges build financial aid packages, what "meeting need" truly means, and how you can calculate your likely Net Price at any college of interest before you apply. Chapters 4, 5, and 6 help you discover sensible ways to significantly reduce the cost of your degree. Chapter 7 guides you through a meaningful family conversation about college costs to be sure everyone is on the same page about who is responsible for those costs and how and when they will be paid. Chapter 8 explains the many changes to the FAFSA and college financial aid coming in the 2023-24 and 2024-25 school years. The five Appendices provide detailed supporting information and resources for